Rural Bank is here for anyone who wants good value banking that’s simple to use. Our focus is to provide products and expertise to help you take control of your money, stay on top of challenges and grab opportunities.

We were founded in 2000 as a partnership between Bendigo Bank and Elders Ltd. Originally known as Elders Rural Bank, it delivered much needed specialist banking services to rural and regional Australia at a time when key banking services were being removed by the major banks.

In August 2009, Elders Rural Bank Limited changed its name to Rural Bank Limited and, since 31 May 2019, Rural Bank has operated as a division of Bendigo and Adelaide Bank Group.

Throughout these years our business model has expanded but not changed. Rural Bank’s products and services are now available at more than 400 locations nationally via a network of banking partners and our own agribusiness lending specialists based in rural and regional centres across the country.

The future for agriculture is bright and we are proud to support the Australian agribusiness community through local support and collaboration with industry organisations.

• Farm finance products for primary products, including loans, FMDs, everyday banking solutions and equipment finance.
• Specialist Knowledges and Insights team providing research and analysis into commodities, farmland values, business performance and topical agricultural issues.
• Local banking team of agribusiness specialists.