Farm investment loans

Regional Investment Corporation

A loan scheme with concessional rates that can be applied for at any time. Strengthen your farm business. Take steps to access markets interstate or outside Australia. Prepare for, manage through or recover from drought.

Use this loan to:

  • refinance your debt
  • pay for operating expenses or capital
  • enhance productivity
  • fund drought-related activities


Key Criteria:


  • are an Australian citizen or permanent resident
  • contribute at least 75% of your labour to the farm business (under normal circumstances)
  • earn at least 50% of your income from the farm business (under normal circumstances)

Your business:

  • is in financial need of a loan
  • has the capacity to repay the loan
  • is financially viable in the long term
  • has existing commercial debt
  • is in the agriculture, horticulture, pastoral, apiculture, or aquaculture industry
  • is registered for tax purposes in Australia with an ABN and is registered for GST
  • operates as a sole trader, trust, partnership or private company
  • is not under external administration or bankruptcy
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