AUS: Farm investment loans

Regional Investment Corporation

A loan scheme with concessional rates that can be applied for at any time.  Diversify your markets, prepare for, manage through or recover from drought.

  • ​3.11% variable interest rate
  • Up to $2 million
  • Apply anytime

You must

  • provide security for the loan
  • secure the support of your commercial lender for the proposed loan
  • repay the loan

Farmers requiring immediate advice and support can ​contact the Rural Financial Counselling Service provided by Rural Business Tasmania on 1300 883 276, the Department of Human Services Farmer Assistance Hotline on 132 316, the ATO Drought Assistance line on 13 11 42 (Option 3) or the Tasmanian Department of State Growth on 1800 440 026 or visiting​

Key Criteria:


  • are an Australian citizen or permanent resident
  • contribute at least 75% of your labour to the farm business (under normal circumstances)
  • earn at least 50% of your income from the farm business (under normal circumstances)

Your business:

  • is in financial need of a loan
  • has the capacity to repay the loan
  • is financially viable in the long term
  • has existing commercial debt
  • is in the agriculture, horticulture, pastoral, apiculture, or aquaculture industry
  • is registered for tax purposes in Australia with an ABN and is registered for GST
  • operates as a sole trader, trust, partnership or private company
  • is not under external administration or bankruptcy
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