This report was constructed to assist growers and advisers in making the complex decisions that will be necessary in planning and implementing strategies to manage the threats and opportunities that come with farming. The aim is to minimise costs and risks rather than maximise profit.

The report covers the following:

• A decision cycle for the coming season
• Step by step approach
• Assess the financial condition of your business and discuss it with your financier
• Plant the detail of your cropping program
• Low cost livestock management
• Cost your proposed program
• Negotiate with your financier for funds to undertake your work plan
• Monitor all crops and pastures closely for weed and diseases
• Review your Ag Marketingoptions as the season progresses
• Issues to consider
• Building emotional resilience
• Risk management
• Financial management
• GRDC Fact Sheets
• Understanding banks approach to farm business
• What you tax return tells you
• Farmer Health – Taking control of your personal health
• Farmer Health – Building emotional resilience